First Lien Home Equity

Refinancing sounds great to you, but doesn’t make sense due to cost?  Perhaps we can help!

If you have more than 20% equity in your home, you may be able to refinance your home with a First Lien Home Equity Loan.  This loan allows you to refinance your mortgage, but with only a few hundred dollars in closing costs!  Eligible properties include primary residences and vacation homes located in Arizona, Florida, Iowa, Minnesota, and Wisconsin.

This is the perfect loan for those with significant equity in their home, and want to refinance to take advantage of a lower rate while avoiding the closing costs of a traditional mortgage refinance.


  • Less closing costs than with a conventional mortgage refinance
  • Take advantage of a lower rate
  • Allows you to tap into the equity in your home
The reduced cost is very quickly recouped in your savings compared to the thousands it costs to refinance into a conventional mortgage.