Home Equity Loans. Rates as low as 3.45% APR* for ten years. *APR=Annual Percentage Rate. You could win a prize! $250 gift card to Menards, $250 gift card to Lowe's.

Dip into Spring Projects!

Have you been waiting for better weather to set your home remodel into motion? With rates as low as 3.45% APR* right now is a great time to make updates to your home by applying for a Home Equity Loan. Whether it's a Home Equity Line of Credit (HELOC); a 5, 10, or 15 Year Fixed Rate; or even a First Lien Home Equity, we have options for you! 

Apply between 3/30/18 - 6/29/18 and you could win a $250 Gift Card to Menards or a $250 Gift Card to Lowe's!Already have a Home Equity Loan somewhere else?  Why Pay More?  Call us to see if we can beat your rate and save you money!


*APR= Annual Percentage Rate. Eligible properties include primary residences and vacation homes located in AZ, FL, IA, MN and WI. Offer good on new applications dated 3/30/18 - 6/29/18 only. Existing MEFCU debt is not eligible. 

Official Rules


  • No prepayment penalty
  • No origination fee
  • Borrow up to 100% of the equity in your home, to a maximum of $200,000 (for qualified borrowers).
  • Borrow up to 80% of the equity in your home, to a maximum of $250,000 (for qualified borrowers).
  • Home equity loans can be used to consolidate debt, purchase a vehicle, and make home improvements or any other worthwhile purpose.
  • Equity is the value of your home, less the existing loan balances.
  • The interest paid on the secured loan may be tax deductible. (The credit union does not give tax advice. Please consult your tax advisor.)
We look forward to assisting you with all of your home financing needs!

Home Equity210/12/2018
Maximum Loan to Value Maximum Term Annual Percentage Rate As Low As1 Loan Limits3
80% 5 years 3.99% Min $5,000
Max $250,000
80% 10 years 4.99% Min $5,000
Max $250,000
80% 15 years 5.39% Min $5,000
Max $250,000
100% 5 years 4.79% Min $5,000
Max $200,000
100% 10 years 5.19% Min $5,000
Max $200,000
100% 15 years 5.49% Min $5,000
Max $200,000
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.
3Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.